Our Performances

In a challenging context, our 2020 commercial and financial results demonstrate the resilience of RCI Bank and Services’ business model. This solidity strengthens our role within Groupe Renault and, more broadly, alongside the Alliance brands. 

A robust commercial performance

Financing
Contract_(signed)
1,5
MILLION OF NEW FINANCING CONTRACTS
-15.5% vs 2019
Credit
17,8
BILLION EUROS OF NEW FINANCINGS
-16,7% vs 2019
Car
47,5 %
FINANCED REGISTRATIONS
+3.4 pts vs 2019
Used_car
349 243
FINANCING CONTRACTS FOR USED VEHICLES
-5.2% vs 2019
Services
4,6
MILLIONS OF SERVICE CONTRACTS
-9.6% vs 2019
1,8
SERVICES SOLD PER VEHICLE
+0.3 pt vs 2019
Financial Performance
Indicator
46,9
BILLION EUROS IN AVERAGE PERFORMING ASSETS
-1.1% vs 2019
Management_tool
1 003
MILLION EUROS IN PRE-TAX INCOME
-24.4% vs 2019
Financial_product
1,95
BILLION EUROS IN NET BANKING INCOME
-4.3% vs 2019

Resilient key indicators despite the pandemic context

TOTAL NUMBER OF VEHICLE CONTRACTS
(in thousands)
-15.5%
Financing penetration rate
(in percentage of registrations)
(1) Penetration rate excluding "S.M.E" (Companies consolidated using equity method: Turkey, Russia and India).
New Financings
(excl. personal loans and credit cards/in millions of euros)
-16.7%
NET ASSETS AT YEAR-END ¹
(in millions of euros)
-7.5%
(1) Net assets at year-end: net total outstandings + operating lease transactions net of depreciation and impairment

RESULTS

(in millions of euros)
  • Pre-tax income
  • Return On Equity (ROE)
  • After-tax income (parent company shareholder's share)